When you’re investing in a new roof for your home, it’s crucial to consider not only the quality of the roofing materials and installation but also the type of warranty that comes with it. A roof warranty provides you with peace of mind, knowing that your investment is protected against unexpected issues.
But with various options available, which roof warranty is the best for homeowners? In this guide, we’ll explore the different types of roof warranties, what they cover, and how to choose the best option for your specific needs.
What we cover in this blog:
- What to look for when comparing roof warranties
- 3 main types of roof warranties
- Pros + cons of each type of roof warranty
- 5 steps for how to choose the best warranty for your roof
- Common roof warranty questions and answers for homeowners
Learning about the types of roof warranties helps you become an empowered homeowner. Keep reading to discover what the best warranty is for the roof that shields your home!
What to Look for in a Roof Warranty 🧐
Before we go over the 3 key types of roof warranties, it’s important you know what to look for when comparing warranties. So, when evaluating roof warranties, here are some key factors to consider:
- Coverage Duration: Determine how long the warranty is valid. Longer warranties provide more extended protection, but they may also come with stricter conditions.
- Transferability: Check if the warranty can be transferred to a new homeowner if you decide to sell your home. A transferable warranty can be a valuable selling point.
- Prorated vs. Non-Prorated: Prorated warranties decrease in value over time, while non-prorated warranties maintain their coverage level throughout the warranty period. Non-prorated warranties are generally more favorable.
- Exclusions and Limitations: Carefully read the warranty document to understand what is covered and what is not. Pay attention to any limitations, such as environmental factors or improper maintenance.
- Labor and Material Coverage: Determine if the warranty covers both labor and materials or if it only applies to one or the other.
- Wind and Hail Resistance: Check if the warranty includes coverage for wind and hail damage, which can be significant concerns, especially in certain regions.
3 Types of Roof Warranties 📜
Now, let’s explore the different 3 main types of roof warranties available today.
1. Manufacturer’s Warranty
This warranty, often called a material warranty, covers defects in the roofing materials themselves, such as shingle granule loss, splitting, or cracking.
- Duration: Can range from 20 to 50 years or more, depending on the manufacturer and material.
- Transferability: Usually transferable to subsequent homeowners within a specified timeframe.
- Prorated vs. Non-Prorated: Some manufacturers offer both prorated and non-prorated warranties. Non-prorated is preferred for better coverage over time.
2. Workmanship Warranty
Also known as a contractor’s warranty, this type of warranty covers the installation work performed by the roofing contractor. It covers issues like leaks caused by improper installation.
- Duration: Typically ranges from one to ten years.
- Transferability: Often not transferable or may have limitations on transferability.
- Prorated vs. Non-Prorated: Workmanship warranties are usually non-prorated, providing consistent coverage.
3. Extended Warranty
Some roofing contractors and manufacturers offer extended warranties that go beyond the standard coverage. These warranties often come with additional terms and conditions.
- Duration: Varies depending on the contractor or manufacturer offering the extended warranty.
- Transferability: Transferability options may vary, so it’s essential to check the specific terms.
- Prorated vs. Non-Prorated: Extended warranties may be prorated or non-prorated, depending on the terms.
Pros and Cons of Different Roof Warranties
Let’s break down the advantages and disadvantages of each type of roof warranty.
Manufacturer’s Warranty Pros ☑️
- Quality Assurance: Provides confidence in the roofing materials’ quality.
- Longevity: Offers extended coverage over many years.
- Transferability: Often transferable to new homeowners.
Manufacturer’s Warranty Cons ✖️
- Limited Coverage: Focuses solely on material defects.
- Exclusions: May have exclusions and limitations.
Workmanship Warranty Pros ☑️
- Installation Quality: Ensures the quality of the installation work.
- Additional Protection: Covers issues not addressed by the manufacturer’s warranty.
Workmanship Warranty Cons ✖️
- Limited Duration: Typically shorter in duration.
- Not Always Transferable: Often not transferable to new homeowners.
Extended Warranty Pros ☑️
- Comprehensive Coverage: Extends coverage beyond standard warranties.
- Additional Benefits: May include added protections or perks.
Extended Warranty Cons ✖️
- Cost: Can be more expensive.
- Terms Vary: Terms and conditions can vary widely among providers.
Roof Warranty: How to Choose the Best One for You
Selecting the right roof warranty for your home depends on various factors, including your budget, the type of roofing materials used, and your long-term plans. Here’s a guide with 5 steps to help you choose the right one for your situation.
1. Evaluate Your Roofing Materials
Consider the type and brand of roofing materials you plan to use. Some manufacturers offer comprehensive warranties that may influence your choice.
2. Review Your Contractor’s Offer
Discuss warranty options with your roofing contractor. Some contractors may offer extended warranties as part of their services.
3. Assess Your Long-Term Plans
If you plan to stay in your home for an extended period, a longer warranty with better coverage may be worthwhile. For those planning to sell, a transferable warranty can be a valuable selling point.
4. Compare Costs
Compare the costs associated with different warranty options, including the upfront expense and any potential long-term savings or benefits.
5. Read and Understand the Terms
Carefully read the warranty document to understand its terms, coverage, and limitations. Seek clarification on any points you find unclear.
Frequently Asked Questions About Roof Warranties ❓
What’s the difference between a material warranty and a workmanship warranty?
A material warranty covers defects in the roofing materials themselves, while a workmanship warranty covers the quality of the installation work performed by the roofing contractor.
Can I transfer my roof warranty to a new homeowner if I sell my home?
It depends on the specific terms of the warranty. Some warranties are transferable within a certain timeframe, while others are not transferable at all.
Are extended warranties worth the extra cost?
Extended warranties can provide added peace of mind and potentially save you money on future repairs. Whether they are worth the cost depends on your individual circumstances and preferences.
Choose the Best Roof Warranty for Your Home
Choosing the best roof warranty for your home is a critical decision that involves considering your roofing materials, long-term plans, and budget. By understanding the types of warranties available and their pros and cons, you can make an informed choice that protects your investment and provides peace of mind for years to come.
Remember to read and review the warranty terms carefully, and don’t hesitate to ask questions if anything is unclear. A well-chosen roof warranty can be your shield against unexpected roofing issues, ensuring your home remains safe and protected.
Get in Touch with our pro team of roofers at Roof Troopers today. We’ll happily answer all your questions about roof warranties and help you make the right choice for your scenario. And if you’re ready to start your next roofing project, we’ll start you off with a free quote!
